Transaction Status

There are a number of statuses which are assigned to ACH transactions.

Regular Statuses

• Pending - Transaction was created today. It will hit the merchant's account on the next business day.
• Originated - Funds are in transit. Transaction has hit merchants account (lasts 4-5 business days).
• Funded - Funds should have cleared into debiting account

Problematic Statuses

• NSF - Not Sufficient Funds - R01
• Returned - Issue with transaction see R code in the note for more info.
• Failed - Problem occurred while creating the transaction. Generally due to exceeding ACH limits.

Exceptions

If the transaction is not created on a business day it will hit the merchant's account on the second business day from its creation.